when you choose to
check out with
Apple Card
Monthly Installments.1
Unlike the interest-free credit card promotional period in the general consumer financing option, the Capital One loan has interest rates of 11.99% to 19.99% APR. That’s certainly not interest-free. In fact, the loan is appearing cheaper by taking longer to pay off. Pay for your new Apple products over time, interest-free when you choose to check out with Apple Card Monthly Installments. Now when you shop at Apple using Apple Card, you can pay monthly at 0% APR for your new iPhone, iPad, Mac, Apple Watch, and eligible accessories when you choose to check out with Apple.
Low monthly payments. Interest‑free.
Get 3% Daily Cash back. All up front.
Trade in your current device. Pay even less per month.2
Choose Apple Card Monthly Installments when you check out.
How does Apple Card Monthly Installments work?
Apple Card
Monthly Installments
is an option when you
pay with Apple Card.
Apple Card lives on your iPhone, in the Wallet app. You can sign up in as little as a minute and start using it right away.3
To apply, open the Wallet app
on your iPhone and tap plus sign
Choose Apple Card Monthly Installments when you shop at Apple.
Whether you shop on apple.com, on the Apple Store app, or at an Apple Store, simply choose Apple Card Monthly Installments as your payment option when you make your purchase.
Easily view your installments in the
Wallet app.
Your monthly installments live alongside your everyday Apple Card purchases in the Wallet app. So it’s easy to see your installments, remaining balance, and payment history.
One balance to track and pay.
Your monthly installment is automatically added to the minimum payment due on your Apple Card — including any associated AppleCare+ coverage. If you share your card with a Co‑Owner,4 you’re both responsible for the monthly installment payment. And if you or your Apple Card Family members5 have purchased multiple products, you’ll still only have one balance to pay.6
Get Daily Cash
you can use right away.
Does Apple Do Interest Free Credit
Everyone in the family gets 3% Daily Cash back7 on their own purchases of Apple products — all up front. It’s deposited to your Apple Cash card in the Wallet app right away, and it’s ready to use whenever and however you want.8
Featured products.
iPhone
From $399 or
$16.62/mo. for 24 mo.
with trade‑in9
Apply in minutes to see if you are approved with no impact to your credit score.**
* Conditions of 6, 12 and 24 Months Interest Free
6, 12 and 24 months interest free finance is available to approved customers where the amount financed is $150 to $299 for 6 months, $300 to $599 for 12 months and over $600 for 24 months. Offers are available until 31 December 2021. (“Offer Period”). Apple reserves the right to extend without notice the Offer Period at any time.
General Terms & Conditions
In order to qualify for the above offers, purchases must be made at Apple Retail Stores or the Apple Online Store (via Telesales, 133‑622 or Chat). The CreditLine card is issued by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence Number 392145.
To qualify for these 0% interest offers, purchases must be made using a CreditLine card acquired through Apple or a Buyer’s Edge, CreditLine, Gem Visa or GO Mastercard issued by Latitude Finance Australia. Please note that interest rates, fees and card features presented on this website relate only to the CreditLine card acquired through Apple. Purchases made using Buyer’s Edge, CreditLine not issued via Apple, Gem Visa or GO MasterCard cards do qualify for interest free finance; however, interest rates, fees and charges relating to these cards vary from the CreditLine card acquired through Apple. Refer to the website of each financial product for conditions, fees and charges that apply to these cards.
Approved customers only. 0% interest offers available on advertised or ticketed price. Monthly repayments must be made during the interest free period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 22.99% for the CreditLine card acquired through Apple. This interest rate is also charged on EFTPOS/Cash transactions. A $4.95 monthly account keeping fee applies to CreditLine cards acquired through Apple when the card has a balance of $10 or over. This notice is given under the Conditions of Use of the CreditLine card acquired through Apple, which specifies all other conditions for this offer. Any finance charges incurred will appear on your card statement. For further information on your Latitude account, please call 1300 13 10 24 or go to the Online Service Centre.
Orders placed with the Online Store (via Telesales, 133‑622 or Chat) and paid for using one of the cards issued by Latitude as shown above are not eligible for Apple Store Pick-up. If you made your purchase from the Online Store (via Telesales, 133‑622 or Chat) using one of the cards issued by Latitude as shown above, the delivery date in your order confirmation may not apply. Orders placed using 0% interest cards issued by Latitude are ‘complete ship’. This means that your order will not be dispatched until all items in your order are available for shipping. Once your application is approved, you will receive an email notification with the updated delivery date. Purchases are billed to your account when the merchandise is available and/or shipped to you. 0% interest offers only available on orders without trade-in.
Apple Mac Interest Free Credit Card
Mac Credit Card
This information is current as 16 August 2021.